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My question involves a credit report problem in the State of California. Hi all, I stuck in a weird situation and any help would be appreciated.
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Question 1: Does this mean its a negative line on your credit report, ... Since I now have a KD on my record which is considered a foreclosure, I am not allowed to buy property for five years (according to FannieFreddie lending guidelines).
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Key derogatory on credit report means nothing but negative information that can affect your credit score.

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