Identity theft has become worse with the rise of online shopping. There are scammers who set up clone web sites like popular shopping sites so that they can fool you into entering your personal information. You can also have your personal information stolen by not disposing of bank statements and other pieces of mail properly. You need to shred anything that has your personal account information and social security number immediately. This will help protect your identity and your good name as well.
Any woman knows that it is very scary to have your purse stolen. You end up losing your money and all of the things that are in it. You will have to get all of your personal information and credit cards cancelled or replaced. You will have to have your bank account closed or changed. You do not want your bank account to be completely emptied by someone who has your debit card number. The other important things that you will need to do are to file a report with the police and place an initial fraud report on your credit report.
You are taking a chance anytime you give your personal information on the phone or Internet. Before you enter your personal information like your credit card number to make a purchase, make sure that you check the web address to be sure that you are on the company’s official web site instead of a clone with the same appearance but a wrong web address. This is something that is often not taken into consideration and many thieves have exploited this issue too many times. If you see this happening, you should report the fake site to the official site and this can help prevent another person from fraud. This will also help save your own credit and keep you safe from anyone who is trying to take over your identity.
The first thing to do if you feel that you are a victim of identity theft is to get a copy of your credit report and look for fraudulent activity. In the event that you do find a new account has been opened or any other activity that is not yours, contact the companies in question immediately. The faster you do this, the easier it will be to keep your credit report safe.
Make sure that you are taking note of every action you take and you ask many questions about your credit score to be sure everything is correct.
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Identity Theft and Your Credit History