It is liberating for teenagers to finally drive a car or even own one. They feel they are holding the winning lottery ticket once they get their own driver’s license. Although it is quite ecstatic for them, parents enter a new challenge. Is it time to get them a car insurance? You can shop around the web and look for a suitable car insurance quote in Ontario to get the best deals.
When is the best time?
New drivers are anywhere from 25 years old and below. For teenagers who have a first level license, they should be accompanied with a licensed driver at all times. Because this type of drivers should be under the supervision of an adult, some insurance companies don’t really consider them as a high risk driver. Thus, they don’t need to be part of your car insurance policy just yet.
When teenagers reached Class 5, that’s when you should think about getting them car insurance Niagara Falls Ontario considers Class 5 drivers as G2 level drivers and is the best time to get them their own policy.
You can request for car insurance in Hamilton Ontario online. This is more convenient for busy parents who can’t drop by a company’s physical office to request for a pricelist. There are many insurance companies online that can give you a ball park figure of the cost of car insurance in just minutes once you give your basic details and information as needed.
Factors to Consider
It may be a little investment, but it will pay off if you get your teenager into a driver-training course. Auto insurance in Niagara Falls, Ontario and in other cities will most likely give a lower premium and discounts if young ones can show a completed driving certification. This will only proved that they are knowledgeable enough to keep themselves safe, as well as others, while they are on the wheel. The certification qualifies them to be at less risk. This is likely to give you discounts for at least the first three year on their car insurance.
Most companies perceive teenager girl drivers to at lesser risk and therefore, they get more discounts too. There are also other factors to consider. For instance, the age of the driver and his or her driving history is also thoroughly evaluated.
Auto Insurance Costs
If you want to get idea of the cost, you can know what you need to pay via car insurance quote Ontario online. New drivers under 25 typically pay $4,000 for a one year policy. To get the best price, you can shop online and compare costs and you might just be surprised at how much you will save.
Car Insurance Quote in Ontario for Teenagers