Whether you are
buying your first car or upgrading the old one, we can offer you car loan rates
as low as 7.85% P.A. with loan terms up to 7 years to minimize your monthly
When your car is
older than 5 years the finance can become costly with less options available
for you. Our range of lending options provides an appropriate solution to
meet your budget. No matter if you are buying from a private seller or
you own the car already, we can arrange finance for you.
If you are using the
car more than 50% for business or work purposes, you may be eligible to obtain
a Novated lease. Novated lease
or chattel mortgages are options that can provide tax benefits depending on
your financial situation. You can also ask for a balloon payment option
(residual) of up to 30% of the purchase price to minimize your monthly
We are also offering
balloon payment option for Personal
leasing for consumers up to a 5 years loan term.
- No deposit car loans are also available.
- For comparatively old cars interest rates from 9.90%
P.A. if your car value is minimum $10,000 Value or not more than 7 years
- We can also arrange a pre-approval for your car loan so
that you can shop for your car stress free.
- Loan up to 130% of your car value to cover other
expenses, depending on age of the car and your credit score.
- Low doc loans also available for self-employed
A Car loan is a
suitable option for people who like to buy a new car now! rather than saving
for years for the deposit. If your chosen car is too old to get a car
loan at the best interest rate, we arrange secured car loans for you
from 9.90% P.A. interest rate. Get a free quote from us by completing our online
enquiry form now! No more hassle to arrange your car loan. No more knock backs from trying
to finance through dealer. Make the right choice at right time.
applicants with stable income and property ownership usually get privilege for
their credit score. If you are shopping around for a car loan and already got
some recent applications listed on your credit file, the approval process will
become harder for you. It will cost you higher rate for the loan. It is
strongly recommended by us that you understand the lending policy before you
lodge your loan application to the lender.
Our experience in
the industry will greatly minimise the risk of having your car loan application
declined. We will guide you step by step from documentation to approval so that
you can buy your car as you intend.
Knowledgeable with the know-how of the industry, a car loan broker would
be able to give intelligent advice on the strategies and methods that can be
used to get lower interest rates for your loan. And because of a car loan
broker’s expertise, your loan will more likely to be approved first time. If
you are interested in engaging the service of a car loan broker, you may call
1800 88 LOAN (5626) or visit our website www.personalloanscarloans.com.au today.