There are many people, who in spite of having a steady income, find themselves in severe debt. While this may not be attributed to the lack of money, it is probably more to do with money management that is wanting here. If you find yourself in such a situation and are having trouble in paying your bills on time, you may consider filing for Chapter 13 bankruptcy.
Chapter 13 bankruptcy, which is often also called the wage earner bankruptcy, help you repay your debt, in a systematic manner, over a period of three to five years. When you file for Chapter 13 bankruptcy, the court approves of a repayment plan, considering your income and the amount of debt that needs to be repaid and you are instructed accordingly.
The Hernandez Law Group Inc. has experienced Chapter 13 Bankruptcy Lawyer Bay Area , who have always come forward to help client from the locality and outside with any problems related to Bankruptcy. Over the years our experienced lawyers have not only aided clients in dire stress with their financial problems but also genuinely tried to give a listening ear and guide them through difficult situations.
Is Chapter 13 bankruptcy for you?
Chapter 13 bankruptcy may be just the thing you need if you have a source of income but are heavily in debt. This program can actually be of great help in allowing you to overcome bad debt, while not having to completely forfeit your assets to your creditors.
If you have a problem of fixing a schedule for repayment you might consider Chapter 13 bankruptcy. Bay Area Chapter 13 Bankruptcy Lawyer s from the Hernandez Law Group Inc. help people like you, who may have no idea how to go about the process of filing for Chapter 13 bankruptcy and also navigate through the complexities of the process of coming out of debt.
Chapter 13 Bankruptcy Lawyer – Hernandez Law Group Inc